FXIFY
United Kingdomfxify.com
FXIFY is a relatively established proprietary trading firm offering 1-Step, 2-Step, 3-Step, and Instant Funding programs with account sizes ranging from $5,000 to $400,000. The firm stands out for its broker-backed infrastructure through FXPIG, multiple funding models, on-demand first payouts on eligible programs, flexible payout options, and a broad multi-asset offering. Its main drawbacks include model-specific drawdown and consistency rules, restrictions on EAs and copy trading, trailing-drawdown risks after withdrawals, and regional limitations including the exclusion of U.S. residents.
Challenge Programs
1-Step Challenge (10% Target, Trailing Balance 6%)
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $5,000 | 1 Step | 10% | 3% | 6% (Trailing Balance) | 80% | $59.00$41.30 | Buy |
| $10,000 | 1 Step | 10% | 3% | 6% (Trailing Balance) | 80% | $89.00$62.30 | Buy |
| $15,000 | 1 Step | 10% | 3% | 6% (Trailing Balance) | 80% | $119.00$83.30 | Buy |
| $25,000 | 1 Step | 10% | 3% | 6% (Trailing Balance) | 80% | $199.00$139.30 | Buy |
| $50,000 | 1 Step | 10% | 3% | 6% (Trailing Balance) | 80% | $379.00$265.30 | Buy |
| $100,000 | 1 Step | 10% | 3% | 6% (Trailing Balance) | 80% | $549.00$384.30 | Buy |
| $200,000 | 1 Step | 10% | 3% | 6% (Trailing Balance) | 80% | $1,049.00$734.30 | Buy |
| $400,000 | 1 Step | 10% | 3% | 6% (Trailing Balance) | 80% | $2,950.00$2,065.00 | Buy |
2-Step Challenge (10%/5% Target, Trailing Balance 10%)
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $5,000 | 2 Steps | 10% / 5% | 4% | 10% (Trailing Balance) | 80% | $59.00$41.30 | Buy |
| $10,000 | 2 Steps | 10% / 5% | 4% | 10% (Trailing Balance) | 80% | $89.00$62.30 | Buy |
| $15,000 | 2 Steps | 10% / 5% | 4% | 10% (Trailing Balance) | 80% | $119.00$83.30 | Buy |
| $25,000 | 2 Steps | 10% / 5% | 4% | 10% (Trailing Balance) | 80% | $199.00$139.30 | Buy |
| $50,000 | 2 Steps | 10% / 5% | 4% | 10% (Trailing Balance) | 80% | $379.00$265.30 | Buy |
| $100,000 | 2 Steps | 10% / 5% | 4% | 10% (Trailing Balance) | 80% | $549.00$384.30 | Buy |
| $200,000 | 2 Steps | 10% / 5% | 4% | 10% (Trailing Balance) | 80% | $1,049.00$734.30 | Buy |
| $400,000 | 2 Steps | 10% / 5% | 4% | 10% (Trailing Balance) | 80% | $2,950.00$2,065.00 | Buy |
3-Step Challenge (5%/5%/5% Target, Static 5%)
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $5,000 | 3 Steps | 5% / 5% / 5% | 5% | 5% (Static) | 80% | $39.00$27.30 | Buy |
| $10,000 | 3 Steps | 5% / 5% / 5% | 5% | 5% (Static) | 80% | $59.00$41.30 | Buy |
| $15,000 | 3 Steps | 5% / 5% / 5% | 5% | 5% (Static) | 80% | $79.00$55.30 | Buy |
| $25,000 | 3 Steps | 5% / 5% / 5% | 5% | 5% (Static) | 80% | $149.00$104.30 | Buy |
| $50,000 | 3 Steps | 5% / 5% / 5% | 5% | 5% (Static) | 80% | $249.00$174.30 | Buy |
| $100,000 | 3 Steps | 5% / 5% / 5% | 5% | 5% (Static) | 80% | $399.00$279.30 | Buy |
| $200,000 | 3 Steps | 5% / 5% / 5% | 5% | 5% (Static) | 80% | $799.00$559.30 | Buy |
| $400,000 | 3 Steps | 5% / 5% / 5% | 5% | 5% (Static) | 80% | $1,599.00$1,119.30 | Buy |
Instant Funding - Standard (8% Max Loss)
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $1,000 | Instant | None | 8% | 8% (Trailing Balance) | 80% | $69.00$48.30 | Buy |
| $2,500 | Instant | None | 8% | 8% (Trailing Balance) | 80% | $119.00$83.30 | Buy |
| $5,000 | Instant | None | 8% | 8% (Trailing Balance) | 80% | $229.00$160.30 | Buy |
| $10,000 | Instant | None | 8% | 8% (Trailing Balance) | 80% | $449.00$314.30 | Buy |
| $25,000 | Instant | None | 8% | 8% (Trailing Balance) | 80% | $899.00$629.30 | Buy |
| $50,000 | Instant | None | 8% | 8% (Trailing Balance) | 80% | $1,749.00$1,224.30 | Buy |
| $75,000 | Instant | None | 8% | 8% (Trailing Balance) | 80% | $2,499.00$1,749.30 | Buy |
| $100,000 | Instant | None | 8% | 8% (Trailing Balance) | 80% | $4,249.00$2,974.30 | Buy |
Instant Funding - Lite (3%/4% Max Loss)
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $2,500 | Instant | None | 3% | 4% (Trailing Balance) | 80% | $19.00$14.06 | Buy |
| $5,000 | Instant | None | 3% | 4% (Trailing Balance) | 80% | $44.00$32.56 | Buy |
| $10,000 | Instant | None | 3% | 4% (Trailing Balance) | 80% | $89.00$65.86 | Buy |
| $25,000 | Instant | None | 3% | 4% (Trailing Balance) | 80% | $169.00$125.06 | Buy |
| $50,000 | Instant | None | 3% | 4% (Trailing Balance) | 80% | $289.00$213.86 | Buy |
2-Step Challenge (5%/10% Target, Static 10%)
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $5,000 | 2 Steps | 5% / 10% | 4% | 10% (Static) | 80% | $59.00$41.30 | Buy |
| $10,000 | 2 Steps | 5% / 10% | 4% | 10% (Static) | 80% | $89.00$62.30 | Buy |
| $15,000 | 2 Steps | 5% / 10% | 4% | 10% (Static) | 80% | $119.00$83.30 | Buy |
| $25,000 | 2 Steps | 5% / 10% | 4% | 10% (Static) | 80% | $199.00$139.30 | Buy |
| $50,000 | 2 Steps | 5% / 10% | 4% | 10% (Static) | 80% | $379.00$265.30 | Buy |
| $100,000 | 2 Steps | 5% / 10% | 4% | 10% (Static) | 80% | $549.00$384.30 | Buy |
2-Step Challenge (4%/8% Target, Static 8%)
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $10,000 | 2 Steps | 4% / 8% | 4% | 8% (Static) | 80% | $129.00$90.30 | Buy |
| $25,000 | 2 Steps | 4% / 8% | 4% | 8% (Static) | 80% | $225.00$157.50 | Buy |
| $50,000 | 2 Steps | 4% / 8% | 4% | 8% (Static) | 80% | $375.00$262.50 | Buy |
| $100,000 | 2 Steps | 4% / 8% | 4% | 8% (Static) | 80% | $599.00$419.30 | Buy |
| $150,000 | 2 Steps | 4% / 8% | 4% | 8% (Static) | 80% | $849.00$594.30 | Buy |
| $200,000 | 2 Steps | 4% / 8% | 4% | 8% (Static) | 80% | $1,099.00$769.30 | Buy |
| $250,000 | 2 Steps | 4% / 8% | 4% | 8% (Static) | 80% | $1,350.00$945.00 | Buy |
1-Step Challenge (5% Target, Trailing Balance 4%)
Payment Methods
- RISE
Payouts are processed through RISE after account registration and verification. Availability and transfer options may vary by trader location and provider.
Pros & Cons
CREDITS16
- Multiple funding models
- Account sizes up to $400,000
- Broker-backed infrastructure through FXPIG
- On-demand first payouts on most eligible evaluation models
- Minimum payout of $50
- 80% standard profit split with optional increase to 90%
- 100% profit split available on the 2-Phase Classic 30-day payout option
- Multiple payout schedules
- RAW and All-In pricing options
- MT5, DXtrade and TradingView support
- Broad range of asset classes
- Scaling opportunities
- News trading allowed on eligible evaluation accounts
- Weekend holding allowed on eligible evaluation accounts
- Modern trader dashboard with account analytics and trade journal
- Published rules and payout information
DEBITS11
- U.S. residents cannot open accounts
- Rules and drawdown structures vary significantly by program
- Trailing drawdown can lock to the initial balance after a payout
- Withdrawing the full profit may remove the available risk buffer
- Some plans have consistency requirements
- 2-Phase Pro has caps on the first two payouts
- EAs require prior approval and are not supported on DXtrade
- Copy trading is restricted and unavailable on Instant Funding Lite
- Instant Funding Lite has tighter drawdown and consistency requirements
- Swap charges apply to overnight positions
- Swap-free accounts are not available
Trading Rules
- Multiple funding models: 1-Step, 2-Step Classic, 2-Step Standard, 2-Step Pro, 3-Step, Lightning and Instant Funding
- Account sizes range from $5,000 to $400,000 depending on the program
- Evaluation trading time is generally unlimited except where a specific model has its own pass window
- Lightning has a 7-day pass window and requires at least 3 trading days
- Standard leverage: 1:30 on Forex and Gold
- Indices leverage: 1:10
- Oil leverage: 1:5
- Stocks leverage: 1:2
- Certain exotic Forex pairs are capped at 1:6
- FX and Gold leverage can be increased to 1:50 through an applicable add-on
- Drawdown rules vary by program
- First payouts may require minimum trading days
- Trailing drawdown accounts can lock the maximum-loss level to the initial balance after a payout
- Withdrawing the full available profit on certain trailing-drawdown accounts may eliminate the remaining buffer
- Scaling is available subject to program-specific performance conditions
Restricted strategies
EAs require prior approval and are prohibited on DXtrade. Copy trading requires prior approval where permitted and is not permitted on Instant Funding Lite.
News trading
- Restricted
News trading is permitted on eligible evaluation accounts, subject to the rules of the specific program. However, FXIFY restricts trading practices designed to exploit major news-related price gaps and may reduce leverage around defined events. Instant Funding accounts have additional restrictions, including restrictions on news trading under applicable program rules.
Rules differ by account type: broadly allowed with gap-exploitation restrictions on evaluation accounts, more restricted on Instant Funding accounts.
Payouts & Trading Costs
- Payout frequency
- First payout on-demand, then bi-weekly
- Processing time
- Typically around 3 business days after verification
- Profit split
- Up to 100% — 80% by default on most funded accounts, with a 90% add-on; 2-Phase Classic can offer 100% on the 30-day payout option
- Payout routing
- Wire, Wise, PayPal, or Crypto (USDT); processed via payout form/KYC step
- Minimum withdrawal
- $50
- Trading costs
- Raw Spreads account: ~$6/lot commission. All-In account: no commission, cost built into spread
Trust & Safety
FXIFY launched in 2023 and has built its reputation around a broker-backed operating model, published program rules, visible payout information and multiple funding structures. FXIFY states that its infrastructure is backed by FXPIG and provides brokerage-style pricing feeds and trading-platform connectivity across a range of markets. The firm publishes key information covering profit targets, drawdown limits, payout schedules, leverage, add-ons and trading restrictions. Payouts are processed through RISE following account and KYC verification. FXIFY also prohibits practices such as latency or price-feed arbitrage, manipulative trading and certain forms of gap trading.
- Legal entity
- FXIFY Solutions Limited (UK, Company No. 14451720)
- Regulated
- No
FXIFY's proprietary trading programs operate under their own contractual terms and simulated trading structures rather than providing a conventional investment-brokerage service.
Traders should review FXIFY's current terms, trading rules, regional eligibility, payout conditions and refund policy on the official website before purchasing.
Trading carries risk. Evaluation programs like this one involve simulated accounts and non-refundable fees; review the firm’s current terms directly before purchasing. This page is informational and not financial advice.