BEM Funding
United Arab Emirateswww.bemfunding.com
BEM Funding is a proprietary trading firm established in June 2024 and based in the United Arab Emirates, offering simulated trading across CFD and cryptocurrency markets. For crypto traders, the firm supports BTC, ETH, major cryptocurrencies, altcoins, DeFi assets, and meme coins, with cryptocurrency leverage of up to 1:5 for BTC/ETH and 1:2 for altcoins, and direct connectivity to Binance and Bybit. BEM's 1-Step lineup consists of BEM One and BEM One Only: BEM One uses a 9% profit target with a 3% daily loss limit and 6% trailing drawdown, while BEM One Only uses a lower 6% profit target under the same daily and trailing loss limits, and neither requires a minimum number of trading days during evaluation. A 2-Step program is also available, using a 9% Phase 1 target, 4.5% Phase 2 target, and a 9% static maximum loss, offered at both 1:2 and 1:1.5 BTC/ETH leverage tiers. Reward share is 80% across all programs, with Reward on Demand available on the 1-Step programs and no fixed waiting cycle, while the 2-Step programs follow a standard 14-day reward cycle (with a 7-day add-on available) after funding. BEM's strongest advantages are its low-cost 1-Step challenges, Reward on Demand, Binance and Bybit connectivity, multiple trading platforms, and an explicit exemption of cryptocurrency pairs from the firm's general news-trading restrictions. The main considerations are the firm's relatively short operating history, program-specific consistency requirements, funded risk-exposure limits, a $150 minimum reward after profit split, a 2% processing fee on rewards, and restrictions on hedging and other cross-account strategies. Best suited for crypto traders looking for low-cost 1-Step evaluations, BTC/ETH trading, Reward on Demand, unrestricted crypto news trading, and multiple platform options.
Challenge Programs
BEM One Only
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $5,000 | 1 Step | 6% | 3% | 6% (EOD Trailing) | 80% | $40.00$24.00 | Buy |
| $10,000 | 1 Step | 6% | 3% | 6% (EOD Trailing) | 80% | $90.00$54.00 | Buy |
| $25,000 | 1 Step | 6% | 3% | 6% (EOD Trailing) | 80% | $180.00$108.00 | Buy |
| $50,000 | 1 Step | 6% | 3% | 6% (EOD Trailing) | 80% | $270.00$162.00 | Buy |
| $100,000 | 1 Step | 6% | 3% | 6% (EOD Trailing) | 80% | $460.00$276.00 | Buy |
| $200,000 | 1 Step | 6% | 3% | 6% (EOD Trailing) | 80% | $750.00$450.00 | Buy |
BEM One
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $5,000 | 1 Step | 9% | 3% | 6% (Trailing Balance) | 80% | $47.00$32.90 | Buy |
| $10,000 | 1 Step | 9% | 3% | 6% (Trailing Balance) | 80% | $89.00$62.30 | Buy |
| $25,000 | 1 Step | 9% | 3% | 6% (Trailing Balance) | 80% | $194.00$135.80 | Buy |
| $50,000 | 1 Step | 9% | 3% | 6% (Trailing Balance) | 80% | $285.00$199.50 | Buy |
| $100,000 | 1 Step | 9% | 3% | 6% (Trailing Balance) | 80% | $520.00$364.00 | Buy |
| $200,000 | 1 Step | 9% | 3% | 6% (Trailing Balance) | 80% | $790.00$553.00 | Buy |
2-Step
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $5,000 | 2 Steps | 9% / 4.5% | 4.5% | 9% (Static) | 80% | $39.00$29.25 | Buy |
| $10,000 | 2 Steps | 9% / 4.5% | 4.5% | 9% (Static) | 80% | $99.00$74.25 | Buy |
| $25,000 | 2 Steps | 9% / 4.5% | 4.5% | 9% (Static) | 80% | $211.00$158.25 | Buy |
| $50,000 | 2 Steps | 9% / 4.5% | 4.5% | 9% (Static) | 80% | $321.00$240.75 | Buy |
| $100,000 | 2 Steps | 9% / 4.5% | 4.5% | 9% (Static) | 80% | $519.00$389.25 | Buy |
2-Step Plus
| Account | Steps | Target | Daily loss | Max Loss | Split | Price | |
|---|---|---|---|---|---|---|---|
| $5,000 | 2 Steps | 9% / 4.5% | 4.5% | 9% (Static) | 80% | $69.00$51.75 | Buy |
| $10,000 | 2 Steps | 9% / 4.5% | 4.5% | 9% (Static) | 80% | $155.00$116.25 | Buy |
| $25,000 | 2 Steps | 9% / 4.5% | 4.5% | 9% (Static) | 80% | $296.00$222.00 | Buy |
| $50,000 | 2 Steps | 9% / 4.5% | 4.5% | 9% (Static) | 80% | $447.00$335.25 | Buy |
| $100,000 | 2 Steps | 9% / 4.5% | 4.5% | 9% (Static) | 80% | $890.00$667.50 | Buy |
Payment Methods
- Apple Pay
- Credit/Debit Card
- Cryptocurrency
- Google Pay
- Korapay
- PayPal
- Stripe
Payout methods are a separate set: Cryptocurrency (USDC on ERC-20, for rewards below $1,500) and Rise Works (for rewards of $1,500 and above). Availability may vary by trader location and payment provider.
Pros & Cons
CREDITS16
- Established in 2024
- Cryptocurrency trading supported
- Binance connectivity
- Bybit connectivity
- 1-Step and 2-Step programs
- BEM One Only with a 6% profit target
- Account sizes up to $200K
- BTC/ETH leverage up to 1:2
- 80% reward share
- Reward on Demand
- No minimum trading days on 1-Step evaluations
- Cryptocurrency exempt from news-trading restrictions
- Multiple trading platforms
- Crypto payouts available
- Rise Works payouts
- No maximum reward limit
DEBITS12
- Relatively young firm with limited long-term operating history
- 30-day inactivity rule
- Strict funded risk limits (Funded Risk Limit and Equity Guard)
- Consistency requirements vary by program (30%-35%)
- Hedging and opposing-position strategies restricted
- Martingale strategies prohibited
- Gambling-style trading prohibited
- Bulk or rapid trading activity can trigger restrictions
- $150 minimum reward after profit split
- 2% processing fee on rewards
- Crypto rewards under $1,500 limited to USDC on ERC-20
- Platform-specific cryptocurrency availability can vary
Trading Rules
- No minimum trading-day requirement during evaluation for BEM One or BEM One Only
- Standard 14-day reward cycle applies after funding for 2-Step programs
- BEM One Only requires a 30% consistency ratio during evaluation; BEM One requires a 35% consistency ratio at the funded stage
- At least one trade must be placed within 30 days of account purchase or previous trading activity, or the account is automatically closed
- Maximum risk on a single trading pair is limited to 1.2% of the initial account balance for Classic Normal, Classic Swing, and BEM One accounts
- For BEM One Only, combined risk exposure across all open positions may not exceed 2% of the initial account balance
- Automated trading must remain within BEM's applicable trading-practice rules and platform conditions; no crypto-specific blanket EA ban is stated
- Copy trading is allowed between personally owned accounts and between multiple BEM funded accounts when all trades originate from the same trader; copying between evaluation accounts is prohibited
- Crypto trading is available around the clock; BEM's weekend restrictions for traditional CFD programs do not apply in the same way to cryptocurrency markets
Restricted strategies
BEM Funding prohibits hedging and opposing positions used to bypass risk controls, coordinated or manipulative multi-account activity, martingale and gambling-style trading, and bulk or automated execution designed to exploit the environment.
News trading
- EvaluationAllowed
Cryptocurrency trading is not subject to BEM's general news-trading restriction. Allowed without restriction.
- FundedAllowed
Cryptocurrency pairs are explicitly excluded from BEM's general high-impact-news trading restriction applied to certain CFD programs. Allowed without restriction.
Payouts & Trading Costs
- Payout frequency
- BEM One and BEM One Only use Reward on Demand with no fixed waiting cycle. 2-Step programs follow a standard 14-day reward cycle after funding, with a 7-day add-on available where selected.
- Processing time
- Up to 3 business days for review; typically processed within a few hours after approval
- Profit split
- Up to 80% — 80% reward share across all programs; no increase beyond 80% stated in the supplied data.
- Payout routing
- USDC (ERC-20) for rewards under $1,500; Rise Works for $1,500+
- Minimum withdrawal
- $150
- Trading costs
- 0.05% of traded volume, applied uniformly across BTC + ETH, Crypto Majors, Altcoins, DeFi, and Meme Coins. · The same commission structure applies across all supported cryptocurrency categories.
Trust & Safety
BEM Funding was established in June 2024, giving it a longer operating history than many of the newest crypto-only firms but significantly less history than the industry's longest-established proprietary trading companies. The firm publishes detailed documentation covering its evaluation programs, Reward on Demand system, risk limits, consistency requirements, inactivity rules, trading practices, and payout methods. Its current terms explicitly describe its accounts as simulated trading accounts rather than customer investment accounts.
- Legal entity
- BEX Software Development LLC-FZ (UAE); BEM Ltd. (Saint Lucia) operates MT5
- Regulated
- No
BEM Funding provides simulated cryptocurrency and CFD trading challenges; the supplied data explicitly describes its accounts as simulated trading accounts rather than customer investment accounts. It is not a regulated financial broker or exchange, and challenge fees are not protected by financial compensation schemes.
BEM's current structure is attractive for traders seeking a simple evaluation, particularly BEM One Only's 6% target and Reward on Demand, but the firm's relatively short history means traders should place additional emphasis on current payout performance, rule interpretation, and program-specific conditions.
Trading carries risk. Evaluation programs like this one involve simulated accounts and non-refundable fees; review the firm’s current terms directly before purchasing. This page is informational and not financial advice.